:root{--ink:#182f42;--muted:#617281;--teal:#147a78;--line:#dce5e9;--paper:#f5f8fa}body{background:white;color:var(--ink);font-family:Inter,'Segoe UI',Arial,sans-serif;line-height:1.7}header{padding:23px max(5%,calc((100vw - 1200px)/2));background:#fff;border-color:var(--line);gap:28px}.draft{background:#edf3f5;color:#536b79;font-size:11px;padding:7px 20px}.brand{font-size:23px;letter-spacing:-.8px;line-height:1.3;position:relative;padding-left:46px}.brand:before{content:'✓';display:grid;place-items:center;position:absolute;left:0;top:0;width:34px;height:38px;background:var(--teal);color:white;border-radius:9px 9px 16px 16px;font-size:23px;font-weight:500}.brand small{font-size:8px;letter-spacing:1.6px;margin-top:7px;color:var(--muted)}nav{gap:25px;font-size:13px;align-items:center}nav a{padding:7px 0;color:#485e6c}nav a:hover,nav a[aria-current=page]{color:var(--teal)}nav .navcta{background:var(--ink);color:white;padding:11px 20px;border-radius:7px}.wrap{max-width:1320px;padding:0 5%}.hero{gap:65px;padding:64px 0 54px;grid-template-columns:1.12fr 1fr}.hero h1{font-size:clamp(40px,4.5vw,62px);line-height:1.12;letter-spacing:-2.7px;font-weight:650}.hero h1 em{color:var(--teal);font-family:inherit;font-style:normal;font-weight:650}.eyebrow{letter-spacing:1.8px;color:var(--teal);font-size:10px}.eyebrow:before{background:#d7ac64;width:7px;height:7px}.lead{font-size:17px;color:var(--muted);line-height:1.85}.btn,button{border-radius:7px;padding:14px 23px;font-size:14px;background:var(--teal);color:#fff}.btn.dark{background:var(--teal)}.btn:hover,button:hover{background:#105e5e;box-shadow:0 7px 18px #147a7820}.actions>a:not(.btn){font-size:14px;font-weight:600;border-bottom:1px solid #b8c8d0;padding:7px 0}.board{padding:32px;background:var(--ink);border-radius:18px;box-shadow:0 18px 50px #18384a16;overflow:hidden}.board:before{content:'';position:absolute;right:-60px;top:-85px;width:240px;height:240px;border:1px solid #ffffff14;border-radius:50%;box-shadow:0 0 0 28px #ffffff05,0 0 0 55px #ffffff03;pointer-events:none}.board .label{color:#a8cbc9;font-size:10px}.board h2{font-size:27px;line-height:1.25;font-weight:500;margin:15px 0 22px}.track{padding:16px 0;border-color:#ffffff20;gap:10px;align-items:center}.track .num{font-size:11px;color:#e1bf85;background:#ffffff0c;width:29px;height:29px;border-radius:50%;display:grid;place-items:center}.track strong{font-size:15px;font-weight:550}.track small{color:#b9c9d2;font-size:12px}.boardfoot{background:#2d4a5d;color:#fff;border:1px solid #ffffff14;border-radius:7px;margin:15px 0 0;padding:12px 15px;font-size:12px}.strip{background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:0;gap:0;overflow:hidden}.strip a{padding:20px 25px;flex:1;font-weight:600;border-right:1px solid var(--line);font-size:12px}.strip a:last-child{border:0;color:var(--teal);flex:1.5}.strip a:hover{background:#eaf2f3}.section{padding:70px 0}h2{font-size:clamp(27px,3vw,37px);font-weight:600;letter-spacing:-1.1px}h3{font-weight:600;font-size:20px}.section h2{margin:15px 0}.section>.lead{margin-bottom:30px}.grid{grid-template-columns:repeat(4,minmax(0,1fr));gap:16px;margin-top:30px}.tile{background:#fff;border:1px solid var(--line);border-radius:10px;padding:24px;display:flex;flex-direction:column;position:relative;transition:transform .18s,box-shadow .18s,border-color .18s}.tile:hover{border-color:#94bcb9;transform:translateY(-3px);box-shadow:0 12px 30px #18384a0b}.tile small{font-size:10px;letter-spacing:1px;color:var(--teal);font-weight:600}.tile h3{font-size:18px;line-height:1.4;margin:12px 0 9px;letter-spacing:-.3px}.tile p{font-size:13px;line-height:1.8;color:var(--muted);margin:0 0 22px}.tile>span:last-child{margin-top:auto;color:var(--teal);font-size:12px;padding-top:15px;border-top:1px solid #edf1f4}.tile .tileicon{display:grid;place-items:center;width:44px;height:44px;background:#edf5f4;border-radius:10px;margin-bottom:20px;color:var(--teal)}.tileicon svg{width:25px;height:25px}.pale{background:var(--paper);border-top:1px solid #edf1f4;border-bottom:1px solid #edf1f4}.pale .tile{border:0;border-top:3px solid #b6cfce;box-shadow:0 4px 18px #18384a05}.pale .tileicon{color:#aa7c39;background:#faf3e8}.cta{background:var(--ink);color:white;border:0;border-radius:12px;padding:35px 40px;margin:15px 0 65px;position:relative}.cta h3{font-size:26px;margin-bottom:10px}.cta p{color:#c3d2dd;font-size:14px;max-width:650px}.cta .btn{margin-top:8px;background:#fff;color:var(--ink)}footer{background:#102635;color:#e2ebf0;padding:45px max(5%,calc((100vw - 1200px)/2));font-size:12px}footer p{color:#a9bdc9;margin-top:30px}footer small{color:#95afbd}footer .brand span{color:#c7d6df}.article{max-width:960px;padding:45px 0 65px;margin:auto}.article h1{font-size:clamp(32px,4vw,49px);font-weight:650;letter-spacing:-1.8px;max-width:900px;line-height:1.18;margin:25px 0 20px}.article>.lead{max-width:850px;font-size:18px;padding-bottom:27px;border-bottom:1px solid var(--line);margin-bottom:30px}.article>h2{font-size:26px;letter-spacing:-.6px;margin-top:42px}.article>p,.article>ul,.article>ol{color:#4d6373;font-size:15px}.article .grid{grid-template-columns:repeat(3,minmax(0,1fr))}.article>.badge{background:#eaf4f2;border:1px solid #c8e0db;color:#216963;border-radius:6px}.article .cta{margin:36px 0}.back,.note{font-size:12px;color:#6b7e8b}.linklist li{border-color:var(--line)}.linklist a{font-size:14px;align-items:center}.linklist a:hover{color:var(--teal)}.faq{border:1px solid var(--line);border-radius:10px;overflow:hidden}.faq details{padding:18px 22px;border-color:var(--line);background:#fbfcfd}.faq details:last-child{border-bottom:0}.faq details[open]{background:#f0f6f6}.faq summary{font-size:14px}.faq p{font-size:14px;color:var(--muted)}.callout{background:#f5f8fa;border:1px solid var(--line);border-left:3px solid #ccaa70;border-radius:8px;font-size:14px;color:#536878}form{padding:24px 32px 32px;border:1px solid var(--line);border-radius:12px;background:#fff;box-shadow:0 10px 35px #18384a06}.formgrid{gap:0 24px}label{font-size:13px;font-weight:600;color:#3a5263}input,select,textarea{border:1px solid #cedbe2;border-radius:6px;background:#fbfcfd;color:var(--ink);padding:12px;font-weight:400;min-height:46px}input:focus,select:focus,textarea:focus{outline:2px solid #33938e;outline-offset:2px;background:white}.check{font-weight:400;align-items:center}.check input{min-height:auto;width:17px;height:17px;accent-color:var(--teal);margin:0}.check span{font-size:12px}.formgrid label{margin:10px 0}#quote-result{background:#edf5f3;border:1px solid #c8ddd5;border-radius:8px;font-size:14px}td,th{border-color:var(--line);font-size:14px}th{background:var(--paper)}.chips .chip{background:#edf3f5;color:#3f6573}button:focus-visible,a:focus-visible,summary:focus-visible{outline:3px solid #d4a559;outline-offset:4px}
@media(min-width:1500px){.hero{padding-top:85px;padding-bottom:70px}}@media(max-width:1100px){nav{gap:16px}.hero{gap:35px}.grid{grid-template-columns:repeat(2,minmax(0,1fr))}.article .grid{grid-template-columns:repeat(2,minmax(0,1fr))}}@media(max-width:950px){header{flex-direction:row;align-items:center;flex-wrap:wrap;padding:20px 5%}nav{width:100%;justify-content:space-between}.hero h1{font-size:46px}.board{padding:25px}.hero{gap:25px}.strip a{padding:17px;font-size:11px}}@media(max-width:760px){.hero{grid-template-columns:1fr;padding:38px 0;gap:30px}.hero h1{font-size:46px;max-width:580px}.hero .lead{max-width:580px}.board h2 br{display:block}.board{padding:26px}.board h2{font-size:25px}.section{padding:45px 0}.strip{display:grid;grid-template-columns:1fr 1fr}.strip a{border-bottom:1px solid var(--line)}.strip a:nth-child(2){border-right:0}nav a:nth-child(2),nav a:nth-child(3){display:block}.article h1{letter-spacing:-1px}.article .grid{grid-template-columns:repeat(2,minmax(0,1fr))}.cta{padding:28px;margin-bottom:45px}.cta h3{font-size:24px}.foot{gap:25px}form{padding:18px}.brand{font-size:22px}}@media(max-width:500px){.draft{font-size:9px;line-height:1.6;padding:6px 14px}header{gap:17px}.brand{font-size:21px}nav{gap:10px;flex-wrap:wrap;justify-content:flex-start;font-size:11px}nav .navcta{padding:7px 12px;margin-left:auto}.hero h1{font-size:39px;letter-spacing:-1.8px}.lead{font-size:16px}.grid,.article .grid{grid-template-columns:1fr}.tile{padding:23px}.tile .tileicon{margin-bottom:15px}.formgrid{grid-template-columns:1fr}.article h1{font-size:33px}.article>.lead{font-size:16px}.section h2{font-size:29px}.cta h3{font-size:22px}footer .brand{white-space:normal}.actions{gap:20px}.article{padding-top:30px}.article>h2{font-size:24px}.strip a{padding:15px 12px;font-size:10px}}@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}.tile{transition:none}.tile:hover{transform:none}}